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Univers

Univers is an interactive communication, enrollment and benefit management system. This solution enables your clients to educate and communicate the value of company benefits to their employees through one-on-one service, a call center, as well as traditional paper based enrollment.

Download Univers PowerPoint (2.5 megs)

For more information contact Jim Christenson

Phone: 610-356-9220 x. 13155        
Email: jim.christenson@emersonreid.com

Voluntary

Voluntary insurance benefits helps employers by making desirable insurance programs available to their employees at no direct cost to them.

Voluntary insurance benefits helps employees by providing them with an opportunity to elect insurance benefits through payroll deduction that have superior underwriting and pricing.

Voluntary insurance benefits helps brokers by adding additional income and services to their clients. Emerson, Reid & Company knows and supports voluntary insurance benefits.

Carriers:

UMUMProvident, Abacus, Reliance Standard, KMG America, Allstate, AIG, Mutual of Omaha, Cincinnati Life, Farmers and Traders, Boston Mutual, American Fidelity Assurance, Jefferson Pilot, ING, Met Life, Transamerica, and Trustmark.

Products:

Life insurance, Disability insurance, Critical Illness insurance, Limited Medical Benefit Plans (mini-meds), Dental and Long Term Care.

We Will Enroll, Communicate and Provide Reports

Services by group size:

50 –250 employees

> Employer Meetings, we can help you get the sale
> Proposals
> Group Meetings
> Core and voluntary enrollment
> Group submissions

250- 500 employees

> Pre-enrollment promotional materials
> Web based reporting
> Lap top based electronic enrollment
> Benefit statements generated
> Call centers
> Post enrollment carrier reports

500+ employees

> HIPAA compliant carrier interface
> Core benefit enrollment worksheets
> Employee surveys
> Complete benefit communications
> Complete employer/ employee cost statements “hidden paycheck”

For more information contact Jim Christenson

Phone: 610-356-9220 x. 13155
Email: jim.christenson@emersonreid.com